In today’s digital world, Nepali businesses and individuals need dollar cards to make international payments for services like Meta ads (Facebook & Instagram ads), TikTok coins, LinkedIn ads, Google Ads, Netflix, Spotify, and other online subscriptions. Since most global platforms do not accept payments in Nepalese Rupees (NPR), having a dollar card is essential for seamless transactions.
If you’re looking for the best dollar card in Nepal, this guide covers everything you need to know—types of dollar cards, eligibility, application process, fees, limits, and a comparison of top Nepali banks offering these cards.
Why Do You Need a Dollar Card in Nepal?
A dollar card allows you to:
✅ Pay for Facebook, Instagram, and LinkedIn ads (essential for digital marketing)
✅ Purchase TikTok coins for live streaming and promotions
✅ Subscribe to Netflix, Spotify, Amazon Prime, and other international services
✅ Buy software subscriptions like Canva Pro, Adobe Creative Cloud, and Microsoft 365
✅ Pay for Google Ads, AWS, and other cloud services
✅ Make international e-commerce purchases (Amazon, eBay, AliExpress)
Without a dollar card, Nepali users face difficulties in accessing these services, limiting business growth and online opportunities.
Types of Dollar Cards in Nepal
Nepali banks offer three main types of dollar cards:
1. Prepaid USD Cards
- Loaded with a fixed amount in USD (up to $500 per year as per Nepal Rastra Bank rules).
- Can be used for online transactions (Meta ads, TikTok coins, subscriptions).
- Examples: Prabhu Bank 500 Dollar Card, NMB Virtual Dollar Card, Global IME E-Com Visa Card.
2. Virtual Dollar Cards
- Digital-only cards (no physical card issued).
- Used exclusively for online payments.
- More secure since details can be regenerated.
- Examples: NMB Virtual Dollar Card, Everest Bank Virtual E-Commerce Card.
3. USD Credit Cards
- Works like a credit card but in USD instead of NPR.
- Requires a foreign currency (FCY) account or high balance maintenance.
- Example: Standard Chartered USD Credit Card.
Top Banks Offering Dollar Cards in Nepal (2025)
Here’s a comparison of the best dollar cards available in Nepal:
| Bank | Card Type | Issuance Fee (NPR) | Reload Fee (NPR) | Annual Limit (USD) | Best For |
|---|---|---|---|---|---|
| Prabhu Bank | Prepaid Dollar Card | 1,000 | 250 (after first load) | 500 | Meta Ads, TikTok, Subscriptions |
| NMB Bank | Virtual Dollar Card | 1,000 | 500 | 500 | Online payments, secure transactions |
| Everest Bank | Prepaid E-Commerce Card | $10 (Physical), $5 (Virtual) | Free reload | 500 | Facebook Ads, Netflix, Spotify |
| Global IME | E-Com Visa USD Card | 500 (Virtual), 600 (Physical) | 100 (branch), Free (app) | 500 | Easy online reloading via app |
| NIC Asia | FCY Freedom Card | 1,000 | 500 | 500 | Digital marketing, online shopping |
| Standard Chartered | USD Credit Card | Varies | N/A | Based on FCY account | High-limit spending, travel |
How to Get a Dollar Card in Nepal? (Step-by-Step Process)
Step 1: Choose the Right Bank & Card
- If you need it for Meta ads, TikTok coins, or subscriptions, a prepaid or virtual dollar card (Prabhu Bank, NMB, Everest Bank) is best.
- If you travel frequently or need higher limits, consider Standard Chartered’s USD Credit Card (requires an FCY account).
Step 2: Check Eligibility
Most banks require:
✔ A savings/current account with them
✔ PAN card (mandatory)
✔ Citizenship copy
✔ Self-declaration form (for prepaid cards)
Step 3: Apply Online or Visit a Branch
- Some banks (NMB, Global IME) allow online applications.
- Others (Prabhu Bank, Everest Bank, NIC Asia) require a branch visit.
Step 4: Load USD & Start Using
- Most cards have a $500/year limit.
- Reload via mobile banking or bank branch.
Which Dollar Card is Best for Digital Marketing?
If you run Facebook Ads, TikTok promotions, or LinkedIn Ads, we recommend:
- Prabhu Bank 500 Dollar Card (easy to get, low fees)
- NMB Virtual Dollar Card (secure, fully digital)
- Global IME E-Com Visa Card (easy reload via app)
These cards work seamlessly with Meta Business Manager, TikTok Ads, and other ad platforms.
Key Considerations Before Applying
⚠ Annual Limit: Most cards have a $500/year cap (Nepal Rastra Bank rule).
⚠ Reload Fees: Some banks charge NPR 250–500 per reload.
⚠ Validity: Prepaid cards expire in 1–4 years (check before applying).
⚠ Online-Only vs. Physical Card: Virtual cards are safer for online use.
Final Verdict: Best Dollar Card in Nepal (2025)
| Best For | Recommended Card |
|---|---|
| Meta Ads, TikTok Coins, Subscriptions | Prabhu Bank 500 Dollar Card |
| Secure Online Payments | NMB Virtual Dollar Card |
| Easy Reloading via App | Global IME E-Com Visa Card |
| High Spending (FCY Account Holders) | Standard Chartered USD Credit Card |
Need Help with Digital Payments?
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🔹 Meta & TikTok Ads Management
🔹 Google & LinkedIn Ads Setup
🔹 Payment Solutions for International Transactions
📞 Contact us today to optimize your digital marketing payments!
Conclusion
Getting a dollar card in Nepal is essential for online payments, ads, and subscriptions. Choose the right card based on your needs, compare fees, and apply easily. For digital marketers, Prabhu Bank, NMB, and Global IME offer the best options.
🚀 Start making seamless international payments today!
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